What Your Terms Cover Before Access
These Terms & Conditions set the agreement between you and us when you open, access or use your account. They cover accurate account details, phone verification, wallet ownership, permitted activity, transaction checks, account closure and changes to the policy. Access depends on local law, and we
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may ask you to confirm details before a wallet action is processed. For example, a DANA, OVO, GoPay or QRIS payment must match the account path shown at the time; bank transfer and virtual account references must also be entered correctly. We may pause a request
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when information conflicts or a payment receipt needs checking. If you are in Makassar or elsewhere in Indonesia, the same written terms apply to your account, subject to local requirements.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.